Now is a great time to do either one of these if you're thinking about it while interest rates are still very low.
Refinancing : there are many programs available that are designed to help homeowners refinance even if you're underwater and your home value has gone down like in most cases these days. You can potentially save several hundred dollars monthly to go along with skipping 1-2 months of your current mortgage payments. With interest rates still very good, it's a great opportunity to take advantage of these Home Affordable Refinance Programs that won't be around for much longer.
Purchases : the same goes for purchasing a new home. I'm hoping the government decides to extend the tax credit again as this one ends April 30th, that will be a great incentive to upgrade your home or get a tax credit if you're a First Time Home Buyer. The home inventory is very high and prices are low, it's a great opportunity to get into your dream home at an affordable price.
Please don't hesitate to reach out to me so I can do an individual mortgage analysis and see what you can qualify for. I look forward to hearing from you and please refer any friends, family members or co-workers that are in the market as well.
Have a great rest of your day and week! Take care ~
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